FINANCIAL INDEPENDENCE NON-NEGOTIABLE FOR MARRIED WOMEN

I recently listened to a powerful story from a remarkable young woman. She described being born into a wealthy family where her father, a Yoruba man, earned a substantial salary and was the sole provider. He insisted her Igbo mother become a full-time housewife, assuring the family wanted for nothing. For years, he generously provided everything they desired.

Then, life took an unexpected turn. Her father lost his job but kept it hidden for months as their situation grew increasingly strained. The turning point came after her secondary school graduation. When she approached him about writing her JAMB exams, he for the first time ever told her education was on hold due to lack of funds. Confused and heartbroken, she turned to her mother, who finally revealed the devastating truth, her father had been jobless for months.

The financial pressure shattered their family life. Countless arguments about money erupted between her parents, eroding their relationship until their marriage ultimately ended in divorce.

This heartbreaking story underscores a crucial truth; financial independence is non-negotiable. Regardless of your partner's wealth even if they are a billionaire please consider carefully before agreeing to become a full-time, financially dependent housewife.

1.Life is Unpredictable: Job loss, illness, economic downturns, or unforeseen tragedies can strike anyone, anytime. Relying entirely on one income is a significant risk.

2.Your Agency Matters: Having your own income, no matter how modest, preserves your autonomy, security, and ability to support yourself and your children if circumstances change. It’s not just money; it’s freedom and peace of mind.

3.Diverse Options Exist: Financial contribution doesn't always mean a traditional 9-to-5 job. Explore opportunities that fit your life: Home-Based. Online freelancing (writing, design, virtual assistance), tailoring, baking, catering, tutoring, selling crafts (e.g., on Etsy or Instagram), affiliate marketing, managing social media for small businesses.

Flexible Work: Part-time roles, consulting in your field of qualification, starting a small business with low overhead. 

Skill Development: Continuously build skills (online courses are accessible!) to increase your earning potential.

4.It Strengthens Partnerships: Contributing financially isn't about distrust; it's about shared responsibility and resilience. It lessens the immense pressure on one partner and fosters mutual respect. Frame it as contributing to the partnership's security, not prioritizing earnings over it.

5.Your Value is Multi-Dimensional: Being a homemaker and caregiver is invaluable work. However, adding financial agency enhances your security without diminishing your other vital contributions. It makes you a partner, not a dependent.

Ladies, value your skills, your time, and your future security. Insist on maintaining a source of income, however small it starts. Use your qualifications if you have them. Create opportunities if space is limited. Invest in yourself. Let this story be a reminder; your financial independence is fundamental self-care and a vital safety net for your entire family.

Life’s unpredictability isn't a reason for fear, but a compelling reason for preparation. Build your own foundation, alongside your partner, to weather any storm.

Until the moment when will shall dance in white Greater Grace.

Oyugbo Jonah Osagie